LIVESTOCK INSURANCE
LIVESTOCK INSURANCE
Hit a stray horse with my car, who's liable?
I can't seem to find any information on stray livestock liability, can someone help me?
About two weeks ago my partner and I were travelling 100kms an hour along a highway at 11pm when we hit a large horse. The horse ran from the right hand side of the road, hit the front right corner of the car, smashed the windscreen and flew up over the car crushing the roof. We're extremely lucky to be alive and the car (first thought to be written off) is currently being fixed. We found out later that the horse was on agistment and the gate was left open which is how the horse got out. The insurance company has told us the owner is not liable and my partner will have to pay the excess. He was only a few months away from rating one for life. What's going on? Can anyone shed some light on why we should have to pay for someone elses carelessness?
The accident happened in Victoria
Hummmm, You would think that the owner of the horse would be liable. I will do some research and check back with you here.
What state to you live in, or where the accident happened?
I am assuming you live in Australia? This is all I found.
According to Australian Traffic Codes, the owner of the livestock is liable for damage caused by unrestrained livestock unless it is found that the driver was operating in an unsafe manner.
Check on the web for Australian Traffic Codes.
~faith
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